https://bitfolio.tech/blog/The week's finance, fintech and crypto news, with the mechanism behind each story explained in plain English.enhttps://bitfolio.tech/blog/cross-border-payment-costs-banks-fintechs-stablecoins/https://bitfolio.tech/blog/cross-border-payment-costs-banks-fintechs-stablecoins/Tue, 20 Oct 2026 01:30:10 +0000A BIS paper prices money sent abroad by bank wire, fintech and stablecoin. We break down where each rail adds cost and why stablecoins are no shortcut.https://bitfolio.tech/blog/asset-tokenization-bstocks-what-holders-own/https://bitfolio.tech/blog/asset-tokenization-bstocks-what-holders-own/Mon, 19 Oct 2026 05:40:13 +0000Binance's bStocks passed $1 billion in assets. We trace the chain from a token to a US share and show where issuer credit risk sits.https://bitfolio.tech/blog/basel-g-sib-window-dressing-yearly-averages/https://bitfolio.tech/blog/basel-g-sib-window-dressing-yearly-averages/Sun, 18 Oct 2026 02:45:24 +0000The Basel Committee will score G-SIBs on yearly averages, not year-end snapshots. How window-dressing works and why averaging blunts it.https://bitfolio.tech/blog/offshore-ndf-forwards-move-emerging-currencies/https://bitfolio.tech/blog/offshore-ndf-forwards-move-emerging-currencies/Sat, 17 Oct 2026 03:35:26 +0000A BIS paper finds offshore NDF trades push onshore exchange rates even behind capital controls. We explain how the pressure travels and why banks matter.https://bitfolio.tech/blog/bank-dollars-crypto-margin-weekends/https://bitfolio.tech/blog/bank-dollars-crypto-margin-weekends/Fri, 16 Oct 2026 03:40:04 +0000N3XT joins Clear Markets' Collateralizer as a dollar custodian. We explain how cash can back derivatives margin without leaving the bank.https://bitfolio.tech/blog/fsb-review-uneven-g20-reform-implementation/https://bitfolio.tech/blog/fsb-review-uneven-g20-reform-implementation/Thu, 15 Oct 2026 02:45:36 +0000The FSB proposed eight modernisation principles and found home politics and law drive uneven G20 reform adoption. How soft law works.https://bitfolio.tech/blog/stablecoins-vs-bank-deposits-bis-study/https://bitfolio.tech/blog/stablecoins-vs-bank-deposits-bis-study/Wed, 14 Oct 2026 03:45:37 +0000A BIS paper finds stablecoin growth slows when US banks pay more on deposits. We explain the deposit pricing mechanism and why central banks watch it.https://bitfolio.tech/blog/ensv2-activation-dao-timelock-explained/https://bitfolio.tech/blog/ensv2-activation-dao-timelock-explained/Tue, 13 Oct 2026 06:35:16 +0000ENS Labs asked its DAO to activate ENSv2 and freeze new v1 sign-ups. We explain how the timelock upgrade works and what it means for .eth owners.https://bitfolio.tech/blog/jeonbuk-bank-bitcoin-backed-loan-custody-court-sale/https://bitfolio.tech/blog/jeonbuk-bank-bitcoin-backed-loan-custody-court-sale/Mon, 12 Oct 2026 15:00:46 +0000A South Korean bank made a won loan backed by bitcoin held by a custodian. We explain the custody setup and how a court sale handles a default.https://bitfolio.tech/blog/cftc-event-contracts-swap-definition-sportsbooks/https://bitfolio.tech/blog/cftc-event-contracts-swap-definition-sportsbooks/Mon, 12 Oct 2026 13:32:57 +0000The CFTC proposed adding event contracts to its swap definition and carved out sportsbooks. Here is why that legal label decides who regulates them.https://bitfolio.tech/blog/american-express-aml-penalty-how-bank-supervisors-enforce/https://bitfolio.tech/blog/american-express-aml-penalty-how-bank-supervisors-enforce/Mon, 12 Oct 2026 04:38:51 +0000American Express National Bank will pay $350 million over a weak anti-money-laundering program. Here is how BSA/AML rules and consent orders work.